Funso limodzi lomwe nthawi zambiri timalimva ndikufunsidwa ndi omwe angathe kugula kapena anthu ambiri ndilakuti azotetezedwa ndi motookwera mtengo komanso okwera mtengo.Kwenikweni, yankho la funsoli likhoza kugawidwa mu magawo awiri osiyana koma awiriwa ndi ogwirizana.Monga perquisite, tonse timamvetsetsa kuti m'madera amasiku ano, pali zinthu zambiri zamtengo wapatali ndi zinthu zofunika zomwe ziyenera kutetezedwa, zikhale zachizoloŵezi chakuba kapena ngozi zosayembekezereka zamoto kapena zamadzi.Pansipa tikulemba zifukwa zina zamaganizidwe komanso zifukwa zomveka zoyankhira funso lomwe limapangabokosi lotetezedwa ndi motondalama zomwe simudzanong'oneza bondo.
Kugwiritsa ntchito ndalama
Utility ndi liwu lazachuma lomwe limakhudzana ndi kukhutira komwe munthu amapeza chifukwa chodya chinthu chabwino kapena ntchito (kapena m'mawu wamba, momwe mumasangalalira mukagula chinthu).Kotero nthawi zambiri, pamene anthu amathera kusangalala monga kudya kapena zosangalatsa, ndondomeko yeniyeni ya ndalama ikhoza kukhala yokwera kwambiri kuposa yomwe angagwiritse ntchito pachitetezo chamoto chifukwa amapeza zofunikira zambiri kuchokera ku zosangalatsa pamene chitetezo chotetezera moto chingathe. osapereka mulingo womwewo wa chikhutiro kufikira zitalepheretsa kutayika kwa ngozi.Komabe, munthu ayenera kuganiziranso chisoni chomwe mungakhale nacho ngati ngozi ikuwonongeranitu zinthu zanu zamtengo wapatali ndi mapepala ofunikira.Ngati mukufuna moto ukubwera, ndiye zofunikira zikanakhala zapamwamba kwambiri pogula azotetezedwa ndi moto.Chifukwa chake, chitetezo chotchinga moto sichokwera mtengo konse, AMAONA okwera mtengo chifukwa simusangalala ndi kugwiritsa ntchito nthawi yomweyo.
Investment osati ndalama
Bokosi lotetezedwa ndi moto si ndalama.Iyenera kuwonedwa ngati ndalama chifukwa chinthucho chimagwiritsidwa ntchito kwa nthawi yayitali.Pamene katundu wanu akukula, mtengo wa zinthu zomwe chitetezo chanu chikhoza kuteteza.Chifukwa chake, chitetezo chonsecho chimapereka malo osungira kuti ateteze zomwe zili zofunika kwambiri.Nthawi yomweyo, ngati muyang'ana kuchuluka kwa chitetezo chamoto pa nthawi yonse ya moyo wake (kaya mukufuna yatsopano kapena kufunikira kwanu kosungirako kukuposa mphamvu), ikhoza kukhala yocheperako kuposa kapu ya khofi patsiku, ngati sichochepa kuposa maswiti.
Kupewa kuli bwino kuposa kumva chisoni
Chimodzi mwazovuta kwambiri m'maganizo ndikunong'oneza bondo.Izi zili choncho chifukwa ndikumverera komwe kumachitika pamene zotsatira zake sizili zomwe munthu akufuna kapena pamene wina wataya kwambiri koma zotsatira kapena kutaya kukanatha kupewedwa ngati atachitapo kanthu.Pali mwayi kuti chitetezo chanu chotchingira moto sichingadutse pamoto (chimene chili chabwino chifukwa zikutanthauza kuti simunachite ngozi), koma ngati simukupeza ndipo mutataya zinthu zanu zamtengo wapatali pamoto, mudzakhala ndi vuto lalikulu. kumva chisoni chifukwa chosapeza moto mukakhala ndi mwayi.Choncho, kukhala okonzeka ndi kutetezedwa, kuchita zodzitetezera nthawi zonse kuli bwino kusiyana ndi kusiya kuti chinachake sichingachitike koma kukhala ndi chisoni chonse chomwe sichimachoka kwa moyo wanu wonse ngati ngozi ichitika.
Ndalama zogulira chitetezo chotetezedwa ndi moto ndizochepa kwambiri zikawonetsedwa ndipo sizokwera mtengo konse, makamaka masiku ano pamene pali zosankha zosiyanasiyana malinga ndi bajeti ndi zosowa.Chitetezo chomwe mumapeza ndichofunika ndalama iliyonse yomwe mudagwiritsa ntchito ngati chitetezo chosawoneka ndi chachikulu.PaGuarda Safe, ndife akatswiri ogulitsa odziyimira pawokha oyesedwa ndi ovomerezeka, Bokosi Lotetezedwa Lopanda Moto ndi Madzi Opanda Madzi ndi Chifuwa.Pamndandanda wathu, mutha kupeza yomwe ingathandize kuteteza zomwe zili zofunika kwambiri, kaya kunyumba, ofesi yanu yakunyumba kapena malo ochitira bizinesi ndipo ngati muli ndi funso, omasuka kutilankhula.
Nthawi yotumiza: Apr-18-2022